Mortgage-Backed Securities Trade Signals

A recent survey conducted by Otodom reveals that a significant 74 percent of mortgage borrowers in Poland prefer fixed or periodically fixed interest rates, underscoring a cautious approach in a fluctuating economic environment.

This preference aligns with a broader trend observed in the market, where 61 percent of respondents are willing to accept higher fixed loan installments, likely driven by concerns over potential interest rate hikes. The sentiment surrounding this topic has been notably stable, with an adjusted sentiment score of 55 indicating a neutral outlook among borrowers despite the prevailing extreme greed in market coverage, which stands at 89.

This cautious stance comes as the year-over-year rate of change in mortgage borrowing sentiment has decreased slightly by 5.59 percent, reflecting a shift in borrower confidence as they navigate the complexities of the current financial landscape.