Bitcoin and XRP rise after Fed, BOJ rate hikes

Bitcoin is trading near $84,000 after briefly topping $85,000, well above the sub-$76,000 levels seen after the Fed’s move. Holding the former $82,000 to $83,000 resistance band would keep $87,000 and $90,000 in view, while a drop back below $80,000 would weaken the breakout.

The rebound has been helped by roughly $433 million of spot ETF inflows on Sept. 18, along with lower oil prices and improving regulatory signals. That mix has blunted the effect of tighter policy, underscoring that institutional demand can matter more than rate moves in the near term.

XRP is also bouncing, gaining nearly 8% in the latest session to about $1.49. A clean move above $1.50 could open a run toward $1.60 and $1.75, while the $1.35 to $1.40 area now looks like key support.

The token’s appeal remains tied to payments use cases and liquidity rather than macro policy alone, making it a beneficiary when risk sentiment improves. Traders are also watching whether the move can hold above the 50-day moving average, which has turned into a short-term technical support level.

Remittix is the most speculative of the three, but it has its own timetable. The PayFi project says its RTX token is priced at $0.21 before a planned $0.23 stage, with 83.23% of the presale sold and a listing-date reveal tied to the $32 million mark.

It is pitching crypto-funded transfers that settle as fiat across more than 50 digital assets and over 30 currencies, alongside an iOS wallet, a planned Android version and Remittix Earn. The company says it has a CertiK audit and a maximum supply of 1.5 billion RTX, giving it a defined setup that does not depend on central banks loosening policy.

For investors, the common thread is that restrictive rates are no longer enough on their own to break the crypto bid. The next test is whether ETF flows, payments adoption and presale execution can keep supporting gains if the Fed and BOJ stay on a tightening path.