eToro USA to remove XRP support in January

For investors, the significance goes beyond one exchange’s product decision. Liquidity is the lifeblood of any traded asset, and every suspension narrows the number of on-ramps and off-ramps available to U.S. buyers. When a token is delisted or restricted across multiple venues, it becomes harder for casual traders, funds and market-makers to move in size, which can weigh on price discovery and widen the gap between holders and the rest of the market.

XRP has already been under pressure. The token was recently changing hands around $1.30, far below its 50-day moving average near $1.42 and with a relative strength index around 25, a reading that suggests it has been oversold by conventional technical measures. That weakness matters because regulatory risk is now colliding with fragile market structure: the more exchanges trim support, the harder it is for bullish catalysts to translate into sustained demand.

The SEC’s case is the key overhang. Regulators say Ripple, Chief Executive Brad Garlinghouse and Executive Chairman Chris Larsen sold about $1.3 billion of XRP without registering the token, while Ripple argues the case is unproven and amounts to an attack on crypto in the U.S. Whatever the legal outcome, the immediate business impact is already visible. Exchanges and trading firms are choosing caution, which helps explain why names including Coinbase, Bitstamp and others have also restricted XRP access in the U.S.

That creates a straightforward investing takeaway: XRP can still trade, and it can still rebound sharply when sentiment improves, but the asset is now a legal and distribution story as much as a blockchain one. Until the regulatory cloud clears, institutions are likely to stay cautious, and that keeps pressure on both adoption and valuation. Long-term investors should watch the court case, but for now XRP remains a token to approach with patience and discipline rather than conviction.